Insurance, Payment & Financing Options

We understand how frustrating and painful a dental emergency can be. If you don’t have dental insurance or don’t know how you’re going to pay for it, that’s okay. We offer dental financing options to help you get the relief you need.

Our exam fees, x-rays, and treatment are competitively priced. We will always tell you exactly what everything costs, including your total out-of-pocket expenses before any treatment begins.

Contact us at (515) 318-7248 to find the payment option that’s best for you.


We accept most dental insurance on an indemnity basis.

Financing Options

Because not everyone has insurance, we have financing options available to ease your financial stress while Emergency Dental Care USA eases your pain. Some options are available with no up-front costs, low monthly payments and in some cases, no interest.


  • Can be used for any dental treatment
  • Low monthly payments
  • No up-front costs
  • No prepayment penalties
  • Credit check required

Learn more on CareCredit’s website or Apply Now.

In-House Financing
If we can’t get you approved through CareCredit, we’ll try to finance the cost of your dental treatment with a personalized plan.

  • 40% Down payment required
  • $2000 minimum treatment cost
  • Extended pay plan option
  • ACH payment
  • Setup fee may apply

To learn more, call us now or come in to one of our offices. We’ll find a payment option that fits you.

Payment Options

We accept several methods of payment for your dental needs. We accept full or partial payment by:

  • Most dental insurance on an indemnity basis
  • Cash
  • CareCredit
  • Debit cards
  • Credit cards (VISA, MasterCard, Discover & American Express)
  • Financing