What does “indemnity basis” mean?

Emergency Dental Care accepts nearly all dental insurance plans on an indemnity basis. This means that we contact your insurance provider to determine your coverage, co-pay and out-of-pocket costs. Since we are not contracted with any specific insurance providers, you pay your co-pay or out-of-pocket cost before we perform any procedures.

If for some reason we cannot contact your insurance company, you can pay for the treatment out-of-pocket, and your insurance company can reimburse you.

The amount covered by insurance can vary depending on the type of treatment and the type of insurance that you have. Our staff will determine your out-of-pocket costs, and if necessary help you secure financing. We will always communicate the total out-of-pocket cost before any treatment begins.