Insurance, Payment & Financing Options

We understand how frustrating and painful a dental emergency can be. If you don’t have dental insurance or don’t know how you’re going to pay for it, that’s okay. We offer dental care financing options and payment plans to help you get the relief you need, fast.

Our exam fees, x-rays, and treatment are competitively priced. We will always tell you exactly what everything costs, including your total out-of-pocket expenses before any treatment begins.

We are a fee-for-service office – payment is required at the time of service. Contact us at (253) 661-5531 to find the payment or financing option that fits you.


We accept most dental insurance on an indemnity basis. Give us a call for more information or to check to see if we accept your insurance plan.

Financing Options

Because not everyone has insurance, we have multiple financing options available to ease your financial stress while Emergency Dental Care USA eases your pain. Some options are available with no up-front costs, low monthly payments and in some cases, no interest.


  • Can be used for any dental treatment
  • Low monthly payments
  • No up-front costs
  • No prepayment penalties
  • Credit check required

Learn More | Apply Now

LendingClub (formerly Springstone)

Schedule treatment without delay and fit the cost into your monthly budget with a responsible payment plan offered through Lending Club.

Learn More | Apply Now

In-house Financing

Money shouldn’t come between you and the care you deserve. If we can’t get you approved through CareCredit, we’ll try to finance the cost of your dental treatment ourselves with a personalized plan.

  • Non-credit-based approval
  • High approval rates
  • Down payment required
  • Extended pay plan
  • ACH payment
  • Setup fees may apply

To get the best deal as quickly as possible, call us now or come in to one of our offices. We’ll find a financing option that fits you.

Payment Options

We accept several methods of payment for your dental needs. We accept full or partial payment by:

  • Most dental insurance on an indemnity basis*
  • Cash
  • CareCredit
  • Debit cards
  • Credit cards (VISA, MasterCard, Discover & American Express)
  • In-house financing

* Note: We are not a DSHS, State Funded Dental Care Provider, nor are we an Apple Health/Molina Provider.